Single Premium Immediate Annuities

Compound Interest: As Exemplified In The Calculation Of Annuities, Immediate And Deferred, Present Values And Amounts, Insurance Premiums, Repayment … Capitalisation Of Rentals And Incomes, Etc…

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Compound Interest: As Exemplified In The Calculation Of Annuities, Immediate And Deferred, Present Values And Amounts, Insurance Premiums, Repayment Of Loans, Capitalisation Of Rentals And Incomes, Etc<br/><br/><edition> 2<br/><br/><author> A. Skene Smith<br/><br/> <publisher> E. Wilson, 1897<br/><br/></p> <p><div style="float:right;"><a href="http://www.singlepremiumimmediateannuities.org/go/link/263/3" rel="nofollow"><img src="http://www.singlepremiumimmediateannuities.org/wp-content/plugins/WPRobot3/images/buynow-big.gif" /></a></div> <p>List Price: $ 19.75</p> <p><strong>Price: </strong> </p> <div style="clear:both;"></div> </div> <footer class="post-meta"><p><span class="categories">Categories: <a href="http://www.singlepremiumimmediateannuities.org/category/immediate-annuity/" title="View all posts in Immediate Annuity" rel="category tag">Immediate Annuity</a></span> - <span class="tags">Tags: <a href="http://www.singlepremiumimmediateannuities.org/tag/amounts/" rel="tag">Amounts</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/annuities/" rel="tag">Annuities</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/calculation/" rel="tag">Calculation</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/capitalisation/" rel="tag">Capitalisation</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/compound/" rel="tag">Compound</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/deferred/" rel="tag">Deferred</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/etc/" rel="tag">Etc...</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/exemplified/" rel="tag">Exemplified</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/immediate/" rel="tag">Immediate</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/incomes/" rel="tag">Incomes</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/insurance/" rel="tag">Insurance</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/interest/" rel="tag">interest</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/premiums/" rel="tag">Premiums</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/present/" rel="tag">Present</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/rentals/" rel="tag">Rentals</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/repayment/" rel="tag">Repayment</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/values/" rel="tag">Values</a></span> </p></footer> </article> <article class="post-262 post type-post status-publish format-standard hentry category-single-annuities tag-boomers tag-latest tag-least tag-poll tag-return tag-shows tag-want"> <header class="entry-header"> <h2 class="entry-title"><a href="http://www.singlepremiumimmediateannuities.org/latest-poll-shows-boomers-want-at-least-5-return/" rel="bookmark">Latest Poll Shows Boomers Want At Least 5% Return</a></h2> <div class="byline-meta">Written <i>by</i> <span class="author vcard"><span class="fn"><a href="http://www.singlepremiumimmediateannuities.org/author/admin/" rel="author">admin</a></span></span> <i>on</i> <time class="date time published" title="2012-05-10T06:07:24+0000">May 10, 2012</time> <span class="post-comments"> · <a href="http://www.singlepremiumimmediateannuities.org/latest-poll-shows-boomers-want-at-least-5-return/#comments">Leave a Comment</a></span> </div> </header> <div class="entry-content"> <p>Latest Poll Shows Boomers Want At Least 5% Return <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> </p> <p class="releaseDateline">Houston, TX (PRWEB) May 08, 2012 </p> <p> Annuity Think Tank and Annuity123 recently polled their subscribed user base about various retirement income topics. Two questions in particular revealed the growing disparity between a baby boomer’s desires and their expectations. When asked “What is your expected return on low or no risk principal?” most respondents answered “2-3%.” When then asked “What is your desired return on low or no risk principal?” an overwhelming majority of those same individuals answered “5-6%.” Bridging this ever increasing gap between desires and realistic expectations is becoming increasingly difficult for financial professionals. </p> <p> </p> <p>Annuity Think Tank’s research has revealed that there are some promising alternatives for the right clients. Secondary Market Income Annuities, also known as SMIA’s, are sold by structured settlement annuitants through a court approved and regulated process at a discount in exchange for a lump sum payment. Immediate Annuity Income Streams, Factored Structured Settlements and Lottery winnings can all be converted to SMIA’s. Each transaction is vetted via a rigorous review by legal counsel. SMIA’s guarantee purchasers a payment stream over a fixed period of time, at a fixed rate of return, so this investment is generally considered to be a good vehicle for “safe money” savings. Insurance companies invest the funds primarily in government securities and high-grade corporate bonds which provide guaranteed interest rates. Annuity Think Tank only offers SMIA’s from insurance companies which have the highest Standard & Poor’s credit ratings, making the Secondary Market Income Annuities offered one of the safest forms of fixed term purchases available today. To see the live SMIA rates and to learn more, register for free at AnnuitythinkTank.com</p> <p> </p> <p>About Annuity Think Tank</p> <p> </p> <p>Annuity Think Tank is an independent educational, research, and retirement marketing group specializing in annuities and retirement income. Annuity Think Tank’s vision is to be the first place financial professionals and consumers come to for innovative annuity solutions, unbiased annuity education, annuity research, and the most comprehensive annuity information on the web. Please visit the main site, AnnuityThinkTank.com to view the Think Tank Network of website and to learn more about annuities, basic to advanced annuity concepts, and annuity calculators and white papers</p> <p> <br /> <br /> <br /> <br /> <br /> <br clear="all" /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> </p> <p class="small-text"> <br /> <br /> <img src="http://service.prweb.com/_res/images/common/vocus-logo.gif" alt="Vocus" width="58" height="18" />©Copyright 1997-</p> <p> , Vocus PRW Holdings, LLC. <br /> Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.</p> <p> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <img src="https://tracker.marinsm.com/tp?act=1&cid="2937h1715269"&script=no" /> <br /> </p> <div style="clear:both;"></div> </div> <footer class="post-meta"><p><span class="categories">Categories: <a href="http://www.singlepremiumimmediateannuities.org/category/single-annuities/" title="View all posts in Single Annuities" rel="category tag">Single Annuities</a></span> - <span class="tags">Tags: <a href="http://www.singlepremiumimmediateannuities.org/tag/boomers/" rel="tag">Boomers</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/latest/" rel="tag">Latest</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/least/" rel="tag">Least</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/poll/" rel="tag">Poll</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/return/" rel="tag">Return</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/shows/" rel="tag">Shows</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/want/" rel="tag">Want</a></span> </p></footer> </article> <article class="post-261 post type-post status-publish format-standard hentry category-single-premium tag-632 tag-detector tag-enabled tag-escort tag-outofsight tag-protection tag-radar tag-releases tag-smartradar tag-ultimate"> <header class="entry-header"> <h2 class="entry-title"><a href="http://www.singlepremiumimmediateannuities.org/escort-releases-new-smartradar-bluetooth-enabled-radar-detector-for-the-ultimate-out-of-sight-protection/" rel="bookmark">ESCORT Releases New SmartRadar? Bluetooth� Enabled Radar Detector for the Ultimate Out-of-Sight Protection</a></h2> <div class="byline-meta">Written <i>by</i> <span class="author vcard"><span class="fn"><a href="http://www.singlepremiumimmediateannuities.org/author/admin/" rel="author">admin</a></span></span> <i>on</i> <time class="date time published" title="2012-05-07T23:49:14+0000">May 7, 2012</time> <span class="post-comments"> · <a href="http://www.singlepremiumimmediateannuities.org/escort-releases-new-smartradar-bluetooth-enabled-radar-detector-for-the-ultimate-out-of-sight-protection/#comments">Leave a Comment</a></span> </div> </header> <div class="entry-content"> <p>ESCORT Releases New SmartRadar™ Bluetooth® Enabled Radar Detector for the Ultimate Out-of-Sight Protection <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> </p> <p style="text-align: center; ; overflow: hidden; color: #999999;">ESCORT SmartRadar Bluetooth Radar/Laser Detector</p> <p> <br /> </p> <p class="releaseDateline">West Chester, OH (PRWEB) May 06, 2012 </p> <p> ESCORT Inc. (http://www.ESCORTinc.com), designer and manufacturer of the world’s best premium automotive accessories, today announced the release of its all-new ESCORT SmartRadar™ Bluetooth Enabled Radar/Laser Detector. A supercharged, out-of-sight radar/laser detector with built-in Bluetooth® wireless technology, the new SmartRadar™ unit is designed exclusively to connect easily with ESCORT Live™, ESCORT’s multi-award winning ticket protection network. ESCORT Live™ helps customers drive smarter by dramatically increasing overall knowledge of their driving environment. ESCORT Live™ helps you to know sooner, prepare faster and share important information and, when linked with the new SmartRadar™, provides the most complete ticket protection and information sharing combination available for your car today.</p> <p> </p> <p>“A strong majority of industry experts rate ESCORT as the leading innovator and provider of the most advanced radar and laser defense on the market,” said Tim Coomer, ESCORT Product Development Vice-president. “Our new SmartRadar™ gives drivers a best-in-class out-of-sight radar detector that comes ready-to-use seamlessly with our ESCORT Live™ ticket protection app for their smartphone.” </p> <p> </p> <p>Offering amenities and technologies from comfort and security to awareness and prevention, ESCORT’s award winning products enable customers to Drive Smarter – researchers have shown that smarter drivers are more aware and typically, as a result, are safer drivers. The new SmartRadar™ detector, when connected with the award winning ESCORT Live™ ticket protection app, provides a complete ticket protection technology and road awareness unmatched in the industry. SmartRadar™ continues ESCORT’s dominance of the important “Drive Smarter” theme.</p> <p> </p> <p>“Our new ESCORT SmartRadar™ helps us aid drivers to drive safer by giving them the most complete and the most advanced driving information and awareness protection available,” Coomer added. </p> <p> </p> <p>ESCORT’s new SmartRadar™ device is a complete, supercharged, quick-install radar/laser detector with built-in Bluetooth® wireless technology for connection to mobile phones and other Bluetooth devices. Small and compact, SmartRadar™ is designed to quickly and easily mount on the driver’s windshield out-of-sight, directly behind the rearview mirror. SmartRadar™ has two display options. Drivers can use their smartphone and the connected ESCORT Live™ app to display SmartRadar™ performance and features, or, use a miniature display-controller for attaching to the rearview mirror which provides direct control and display of the SmartRadar™ unit. </p> <p> </p> <p>SmartRadar™ includes full X, K, and SuperWide Ka radar capability, digital signal processing for superior range and reduced false alarms, ESCORT’s patented Mute and AutoMute functions, and alert reports using both audible and visual band alerts. Additional SmartRadar™ state-of-the-art performance and features include: ExpertMeterTM which tracks and displays up to eight radar signals simultaneously; SpecDisplayTM provides actual numeric frequency of detected radar signal; TSR software automatically rejects traffic flow-monitoring false alarms; preference settings can be customized for specific driving needs; SmartRadar™ is compatible with ESCORT’s SHIFTER ZR4™ laser-shifting system for the ultimate in laser response.</p> <p> </p> <p>SmartRadar™ is exclusively and fully compatible with the ESCORT Live™ ticket protection smartphone application (iPhone and Android models). Using its built-in Bluetooth® technology, SmartRadar™ communicates with the driver’s smartphone allowing direct communication with the network of ESCORT Live™ compatible ESCORT and BELTRONICS detectors. Connected drivers can use the ESCORT Live™ app to change settings and manage alerts with a simple touch of their smartphone screen. </p> <p> </p> <p>Named an Edmunds ‘top ten best new product’ as well as a Popular Mechanics Editor’s Choice and, a Car and Driver ‘Top Ten Most Promising New Technology’ award winner, ESCORT Live™ has received extensive national market exposure. </p> <p> </p> <p>ESCORT Live™ delivers revolutionary radar and laser ticket protection by using real-time, cloud-based threat and information sharing among countless drivers using the app on their smartphone. With the ESCORT Live™ app operating uninterrupted on their smartphone, networked drivers are continually safeguarded against radar and laser real-time ticket threats even before they are in range of enforcement guns! </p> <p> </p> <p>ESCORT Live™ includes the ESCORT Defender Database which provides the most accurate speed camera, red light camera and speed trap information, alerting drivers in advance so that they can safely navigate high threat locations. </p> <p> </p> <p>ESCORT Live™ also uses ESCORT’s patented GPS features to accurately display the driver’s vehicle speed, posted speed limit data and even conveniently alert the driver when they exceed the posted speed limit! <br /> <br />The app features map and dashboard views with multiple alert settings based on user preference. </p> <p> </p> <p>For more information on the new ESCORT SmartRadar™ radar/laser detector, ESCORT Live™ ticket protection app and ESCORT’s complete line of premium automotive products, visit ESCORTinc.com or, call the company direct at 800.433.3487.</p> <p> </p> <p>About ESCORT Inc. <br /> <br />ESCORT Inc. is the leading manufacturer of high-performance radar and laser detectors, the patented ESCORT Live™ real-time ticket protection network, commercial fleet ESCORT SmartOffice™ rugged mobile PC, ESCORT MobileTV™, Guardian Alert reverse obstacle detection systems, Entourage GPS-enabled navigation and tracking products, ESCORT QuickStart™ and other Drive Smarter products. ESCORT manufactures products under the ESCORT, PASSPORT, REDLINE, SOLO, Vector and BELTRONICS brands. The company is headquartered in West Chester, Ohio, with its principal manufacturing facility located in Mississauga, Ontario, Canada.</p> <p> </p> <p>Facts on radar detectors and speeding tickets: <br /> </p> <p> Radar detectors are legal in 49 states (only Virginia has prohibitions) <br /> Multiple public domain sources reveal that more than 50 million drivers receive a speeding ticket in the United States each year – about one in every four drivers <br /> According to trafficticketsecrets.com the average speeding ticket costs $ 150.00 and the average insurance premium increases $ 900 over the course of three years <p>Editorial Contact: <br /> <br />Ron Gividen <br /> <br />513.870.8500 <br /> <br />press(at)escortinc(dot)com</p> <p> <br /> <br /> <br /> <br /> <br /> <br clear="all" /> <br /> <br /> <br /> <br /> Attachments <br /> <br /> <br /> <br /> </p> <p> <br /> <br clear="all" /> <br /> <br /> <br /> </p> <p> <br /> <br clear="all" /> <br /> <br /> <br /> </p> <p> <br /> <br clear="all" /> <br /> <br /> <br /> </p> <p> <br /> <br clear="all" /> <br /> <br clear="all" /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> </p> <p class="small-text"> <br /> <br /> <img src="http://service.prweb.com/_res/images/common/vocus-logo.gif" alt="Vocus" width="58" height="18" />©Copyright 1997-</p> <p> , Vocus PRW Holdings, LLC. <br /> Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.</p> <p> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <img src="https://tracker.marinsm.com/tp?act=1&cid="2937h1715269"&script=no" /> <br /> </p> <div style="clear:both;"></div> </div> <footer class="post-meta"><p><span class="categories">Categories: <a href="http://www.singlepremiumimmediateannuities.org/category/single-premium/" title="View all posts in Single Premium" rel="category tag">Single Premium</a></span> - <span class="tags">Tags: <a href="http://www.singlepremiumimmediateannuities.org/tag/632/" rel="tag"></a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/detector/" rel="tag">Detector</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/enabled/" rel="tag">Enabled</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/escort/" rel="tag">ESCORT</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/outofsight/" rel="tag">OutofSight</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/protection/" rel="tag">Protection</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/radar/" rel="tag">Radar</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/releases/" rel="tag">Releases</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/smartradar/" rel="tag">SmartRadar</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/ultimate/" rel="tag">Ultimate</a></span> </p></footer> </article> <article class="post-260 post type-post status-publish format-standard hentry category-premium-annuities tag-compensation tag-creative tag-deferred tag-financial tag-first tag-imoprovided tag-launches tag-marketing tag-professionals"> <header class="entry-header"> <h2 class="entry-title"><a href="http://www.singlepremiumimmediateannuities.org/creative-marketing-launches-first-imo-provided-deferred-compensation-for-financial-professionals/" rel="bookmark">Creative Marketing Launches First IMO-Provided Deferred Compensation for Financial Professionals</a></h2> <div class="byline-meta">Written <i>by</i> <span class="author vcard"><span class="fn"><a href="http://www.singlepremiumimmediateannuities.org/author/admin/" rel="author">admin</a></span></span> <i>on</i> <time class="date time published" title="2012-05-05T17:32:57+0000">May 5, 2012</time> <span class="post-comments"> · <a href="http://www.singlepremiumimmediateannuities.org/creative-marketing-launches-first-imo-provided-deferred-compensation-for-financial-professionals/#comments">Leave a Comment</a></span> </div> </header> <div class="entry-content"> <p>Creative Marketing Launches First IMO-Provided Deferred Compensation for Financial Professionals <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> </p> <p style="text-align: center; ; overflow: hidden; color: #999999;">Mike Tripses, President</p> <p> <br /> </p> <p class="releaseDateline">Leawood, Kan. (PRWEB) February 15, 2012 </p> <p> In an effort to round out its value offering to insurance agents and financial services professionals across the country, today, Creative Marketing becomes the first Independent Marketing Organization (IMO) to develop and launch an innovative deferred compensation plan for producers. This key differentiator will serve as the fifth way Creative pays its agents and advisors for submitting business. These five ways to get paid constitute the newly available producer’s Maximum Compensation Plan.</p> <p> </p> <p>Contracted producers who meet eligibility and qualification requirements are automatically enrolled in the deferred compensation program and earn additional basis points on their premium, which will grow tax deferred and be paid by Creative at a later scheduled date. The program is offered at zero cost to producers, and is a natural progression of competitive offerings for financial professionals and insurance agents who are consistently helping others plan for their retirement.</p> <p> </p> <p>“Creative Marketing was founded on an unparalleled commitment to providing agents and advisors with the kind of support, service and benefits they won’t find elsewhere,” said Creative Marketing’s President Mike Tripses. “With the producer’s Maximum Compensation Plan, Creative is now the clear choice for producers looking for a true partner in the industry. We are excited for the opportunity to provide long-term benefits for producers who spend their careers improving the financial lives of others.” </p> <p> </p> <p>Creative Marketing is known throughout the industry for introducing a number of firsts to market, including annuity product development in partnership with carriers, monthly point-to-point indexing strategy, an elite services division for producers submitting $ 5 million of business or more, application scrubbing, and now deferred compensation for producers. After spending nearly a year developing the nuts and bolts of this program, including the payout factors and vesting schedule, Creative has packaged it in the producer’s Maximum Compensation Plan to offer producers five ways to get paid on their business.</p> <p> </p> <p>In addition to traditional compensation, Creative provides quarterly marketing dollars producers can use to enhance their marketing efforts through the Accelerated Marketing Plan (AMP). Premium submitted also allows contracted producers to earn credits toward qualifying for some of the best agent incentive trips the industry offers. Now, Creative’s new deferred compensation plan will be offered alongside the deferred compensation programs offered by carriers such as Aviva, National Western Life, Fidelity & Guaranty Life and ING to ensure that producers have more than one opportunity immediately available for preparing for retirement. <br /> <br />By pushing the envelope and looking for new ways to enhance the relationship with its producers, Creative Marketing enhances the overall value agents and advisors can expect from the premier IMO. Creative is pleased to help bring the insurance and financial services industry full circle, transforming the face of retirement for an increasing number of individuals and families. </p> <p> </p> <p>“Now, producers can earn as much as 20 basis points more in tax-deferred retirement money on annuity business and 400 basis points on life business conducted through Creative Marketing without sacrificing a dime from their current contracts. Producers should have every reason to continue providing solid retirement solutions while knowing their own retirement isn’t being neglected,” said Tripses.</p> <p> </p> <p>ABOUT CREATIVE MARKETING INTERNATIONAL CORPORATION <br /> <br />Creative Marketing, a leading national marketing organization for annuity and life insurance, has been assisting insurance and financial professionals with building a successful practice since 1984. Providing affiliated agents and advisors with hundreds of product options from a variety of carriers, the company delivers superior agent education, advanced marketing training, substantial back-office support, and considerable industry expertise by more than 150 talented and knowledgeable employees. Creative Marketing sets an industry standard for its commitment to excellence, ethics and integrity in business, and agent-client satisfaction. Located in Leawood, Kan., Creative Marketing is making a difference in the lives of its affiliated insurance agents and financial professionals, as well as the clients they serve. To learn more about Creative Marketing, visit us on the web at http://www.creativemarketing.net.</p> <p> </p> <p>12135 – 2012/1/13 <br /> <br />###</p> <p> <br /> <br /> <br /> <br clear="all" /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> </p> <p class="small-text"> <br /> <br /> <img src="http://service.prweb.com/_res/images/common/vocus-logo.gif" alt="Vocus" width="58" height="18" />©Copyright 1997-</p> <p> , Vocus PRW Holdings, LLC. <br /> Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.</p> <p> <br /> <br /> <br /> <br /> <br /> <br /> </p> <div style="clear:both;"></div> </div> <footer class="post-meta"><p><span class="categories">Categories: <a href="http://www.singlepremiumimmediateannuities.org/category/premium-annuities/" title="View all posts in Premium Annuities" rel="category tag">Premium Annuities</a></span> - <span class="tags">Tags: <a href="http://www.singlepremiumimmediateannuities.org/tag/compensation/" rel="tag">Compensation</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/creative/" rel="tag">Creative</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/deferred/" rel="tag">Deferred</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/financial/" rel="tag">Financial</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/first/" rel="tag">First</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/imoprovided/" rel="tag">IMOProvided</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/launches/" rel="tag">Launches</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/marketing/" rel="tag">Marketing</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/professionals/" rel="tag">Professionals</a></span> </p></footer> </article> <article class="post-259 post type-post status-publish format-standard hentry category-premium-annuities tag-annuity tag-fixed tag-indexed tag-launches tag-legacy tag-series"> <header class="entry-header"> <h2 class="entry-title"><a href="http://www.singlepremiumimmediateannuities.org/legacy-launches-new-fixed-indexed-annuity-series/" rel="bookmark">Legacy Launches New Fixed Indexed Annuity Series</a></h2> <div class="byline-meta">Written <i>by</i> <span class="author vcard"><span class="fn"><a href="http://www.singlepremiumimmediateannuities.org/author/admin/" rel="author">admin</a></span></span> <i>on</i> <time class="date time published" title="2012-05-03T11:00:03+0000">May 3, 2012</time> <span class="post-comments"> · <a href="http://www.singlepremiumimmediateannuities.org/legacy-launches-new-fixed-indexed-annuity-series/#comments">Leave a Comment</a></span> </div> </header> <div class="entry-content"> <p>Legacy Launches New Fixed Indexed Annuity Series <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> </p> <p class="releaseDateline">Petaluma, CA (PRWEB) July 18, 2011 </p> <p> Legacy Marketing Group® has launched its newest fixed indexed annuity series, the highly anticipated CommandMark. The new 10-year declining surrender charge annuity, which is designed and marketed by Legacy Marketing Group® and issued by PHL Variable Insurance Company, features high vesting bonus options up to 12%, innovative index crediting strategies, and an optional income rider with an 8% income base roll-up. In addition, CommandMark provides clients the ability to access up to 10% of premium in penalty-free withdrawals each year after the first.</p> <p> </p> <p>The CommandMark 12 annuity offers a distinctive 12% vesting premium bonus. Because 100% of the bonus starts earning interest immediately, this feature allows clients to jump-start and compound earnings. The vesting of the bonus and associated earnings begin after contract Year 5 and become fully vested in Year 15. 8% and 5% vesting bonus options are also available with shorter vesting schedules, and non-bonus products are also available. Product availability varies by state. </p> <p> </p> <p>Another distinctive feature of the CommandMark Series is its creative assortment of crediting rate strategies. Clients can choose among one fixed rate strategy and four indexed options, including the highly sought-after Gold Strategy, which is based on the price of gold rather than an equity index, and the groundbreaking Rising Interest Strategy, which is based on the U.S. 10-Year Swap Rate. The Monthly Averaging Blended Strategy, which weighs the three-year performance of each of three indices, including an international index, is expected to be a strong crediting rate option in today’s market. </p> <p> </p> <p>“We are proud to be on the cutting edge of fixed indexed annuity design,” said Preston Pitts, Legacy’s President. “The Rising Interest and Gold strategies offer clients built-in strategic diversification unlike any other fixed annuity on the market. When you combine those strategies with high bonus options, an 8% compound income rider roll-up, and generous liquidity, CommandMark is a powerhouse product for Producers and consumers.”</p> <p> </p> <p>CommandMark annuities are available exclusively through Legacy-contracted Producers in 25 states.</p> <p> </p> <p>About Legacy Marketing Group® <br /> <br />Legacy Marketing Group® partners with respected insurance companies to design and market innovative products for the U.S. fixed annuity market. These products are sold exclusively through Legacy’s nationwide network of independent insurance agents.</p> <p> </p> <p>Media Contact: <br /> <br />Legacy Marketing Group® <br /> <br />Gretchen Barry, Communications Director, 800-395-1053, Ext. 6801 <br /> <br />gretchen.barry(at)legacynet(dot)com</p> <p> </p> <p>CommandMark single premium deferred fixed indexed annuities (11LIA, et al) are issued by PHL Variable Insurance Company (PHLVIC), Hartford, CT, and distributed by Legacy Marketing Group®. PHLVIC is not authorized to conduct business in New York and Maine. Member of The Phoenix Companies, Inc. PHL Variable Insurance Company is not affiliated with Legacy Marketing Group®.</p> <p> </p> <p>This annuity offers a fixed strategy and a variety of indexed strategies. The fixed strategy may earn a specified rate of interest of 0% or greater. The indexed strategies may or may not earn interest. Interest is credited if the type of index that the indexed strategy tracks performs in a manner described in the Indexed Account riders attached to your contract. Although interest is awarded based on index performance, this annuity is not a security. Consumers are not buying shares of any stock or investing in an index. They are purchasing an annuity, which is a type of insurance policy issued by an insurance company. An annuity can be used to save money for retirement and to receive retirement income for life. It is not meant to be used to meet short-term financial goals.</p> <p> </p> <p>Annuities that offer a bonus may have less-favorable rates than comparable non-bonus products. </p> <p> </p> <p>The Income Base for the optional rider is only used to calculate the fees and guarantees that apply to the rider and is not a guarantee of contract value or an amount available to withdraw.</p> <p> </p> <p>Non-Security Status Disclosure—The CommandMark contract has not been approved or disapproved by the Securities and Exchange Commission. The contract is not registered under the Securities Act of 1933 and is being offered and sold in reliance on an exemption therein. </p> <p> </p> <p>Guarantees are based on the claims-paying ability of the issuing company, PHL Variable Insurance Company. Annuities are long-term investment vehicles particularly suited to retirement assets. Annuities held within qualified plans do not provide any additional tax benefits. Early withdrawals may be subject to surrender charges. Withdrawals are subject to ordinary income tax, and if taken prior to age 59½, a 10% IRS penalty may also apply. </p> <p> </p> <p>The insurance products are: <br /> </p> <p> Not insured by FDIC, NCUSIF, or any other state or federal agency that insures deposits. <br /> Not a deposit or obligation of, underwritten or guaranteed by, the depository institution or any affiliate. <br /> Subject to surrender charges that could result in loss of principal. <p>For exact terms and conditions, please refer to the contract.</p> <p> </p> <p>###</p> <p> <br /> <br /> <br /> <br clear="all" /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> </p> <p class="small-text"> <br /> <br /> <img src="http://service.prweb.com/_res/images/common/vocus-logo.gif" alt="Vocus" width="58" height="18" />©Copyright 1997-</p> <p> , Vocus PRW Holdings, LLC. <br /> Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.</p> <p> <br /> <br /> <br /> <br /> <br /> <br /> </p> <p>Find More <a href="http://www.singlepremiumimmediateannuities.org/category/premium-annuities/" >Single Premium Annuities Press Releases</a></p> <div style="clear:both;"></div> </div> <footer class="post-meta"><p><span class="categories">Categories: <a href="http://www.singlepremiumimmediateannuities.org/category/premium-annuities/" title="View all posts in Premium Annuities" rel="category tag">Premium Annuities</a></span> - <span class="tags">Tags: <a href="http://www.singlepremiumimmediateannuities.org/tag/annuity/" rel="tag">Annuity</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/fixed/" rel="tag">Fixed</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/indexed/" rel="tag">Indexed</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/launches/" rel="tag">Launches</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/legacy/" rel="tag">Legacy</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/series/" rel="tag">Series</a></span> </p></footer> </article> <article class="post-258 post type-post status-publish format-standard hentry category-premium-annuities tag-annuities tag-immediate tag-medically tag-premium tag-segment tag-single tag-underwritten"> <header class="entry-header"> <h2 class="entry-title"><a href="http://www.singlepremiumimmediateannuities.org/segment-one-medically-underwritten-single-premium-immediate-annuities/" rel="bookmark">Segment One: Medically Underwritten Single Premium Immediate Annuities</a></h2> <div class="byline-meta">Written <i>by</i> <span class="author vcard"><span class="fn"><a href="http://www.singlepremiumimmediateannuities.org/author/admin/" rel="author">admin</a></span></span> <i>on</i> <time class="date time published" title="2012-05-01T04:39:47+0000">May 1, 2012</time> <span class="post-comments"> · <a href="http://www.singlepremiumimmediateannuities.org/segment-one-medically-underwritten-single-premium-immediate-annuities/#comments">Leave a Comment</a></span> </div> </header> <div class="entry-content"> <p> <object width="425" height="355"><param name="movie" value="http://www.youtube.com/v/Z-5yPYk33OM?fs=1"></param><param name="allowFullScreen" value="true"></param> <embed src="http://www.youtube.com/v/Z-5yPYk33OM?fs=1&rel=0" type="application/x-shockwave-flash" width="425" height="355" allowfullscreen="true"></embed></object></p> <p>On Wednesday’s show Steve interviews Eric Palmer, nationally recognized annuity expert on hot button topics. </p> <p> <object width="425" height="355"><param name="movie" value="http://www.youtube.com/v/sNAOymlk9Lk?fs=1"></param><param name="allowFullScreen" value="true"></param> <embed src="http://www.youtube.com/v/sNAOymlk9Lk?fs=1&rel=0" type="application/x-shockwave-flash" width="425" height="355" allowfullscreen="true"></embed></object></p> <p>www.moneythesenway.com You need to know about the NEW Single Premium Annuity Income Program. Call Dave The Income Specialist (866)269-4200<br /> <strong>Video Rating: 0 / 5</strong></p> <div style="clear:both;"></div> </div> <footer class="post-meta"><p><span class="categories">Categories: <a href="http://www.singlepremiumimmediateannuities.org/category/premium-annuities/" title="View all posts in Premium Annuities" rel="category tag">Premium Annuities</a></span> - <span class="tags">Tags: <a href="http://www.singlepremiumimmediateannuities.org/tag/annuities/" rel="tag">Annuities</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/immediate/" rel="tag">Immediate</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/medically/" rel="tag">Medically</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/premium/" rel="tag">Premium</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/segment/" rel="tag">Segment</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/single/" rel="tag">Single</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/underwritten/" rel="tag">Underwritten</a></span> </p></footer> </article> <article class="post-257 post type-post status-publish format-standard hentry category-immediate-annuity tag-annuity tag-approximations tag-article tag-contracts tag-economics tag-environment tag-financial tag-from tag-insurance tag-life tag-mathematics tag-stochastic"> <header class="entry-header"> <h2 class="entry-title"><a href="http://www.singlepremiumimmediateannuities.org/approximations-for-life-annuity-contracts-in-a-stochastic-financial-environment-an-article-from-insurance-mathematics-and-economics/" rel="bookmark">Approximations for life annuity contracts in a stochastic financial environment [An article from: Insurance Mathematics and Economics]</a></h2> <div class="byline-meta">Written <i>by</i> <span class="author vcard"><span class="fn"><a href="http://www.singlepremiumimmediateannuities.org/author/admin/" rel="author">admin</a></span></span> <i>on</i> <time class="date time published" title="2012-04-28T22:16:05+0000">April 28, 2012</time> <span class="post-comments"> · <a href="http://www.singlepremiumimmediateannuities.org/approximations-for-life-annuity-contracts-in-a-stochastic-financial-environment-an-article-from-insurance-mathematics-and-economics/#comments">Leave a Comment</a></span> </div> </header> <div class="entry-content"> <h3><a href="http://www.singlepremiumimmediateannuities.org/go/Approximations_for_life_annuity_contracts_in_a_stochastic_financial_environment_An_article_from_Insurance_Mathematics_and_Economics_/257/1" rel="nofollow">Approximations for life annuity contracts in a stochastic financial environment [An article from: Insurance Mathematics and Economics]</a></h3> <p><a href="http://www.singlepremiumimmediateannuities.org/go/link/257/2" rel="nofollow"><img style="float:left;margin: 0 20px 10px 0;" src="http://ecx.images-amazon.com/images/I/51TSCGR0EVL._SL160_.jpg" /></a></p> <p>This digital document is a journal article from Insurance Mathematics and Economics, published by Elsevier in . The article is delivered in HTML format and is available in your Amazon.com Media Library immediately after purchase. You can view it with any web browser.<BR><BR><STRONG>Description:</STRONG><BR> In the traditional approach to life contingencies only decrements are assumed to be stochastic. In this contribution we consider the distribution of a life annuity (and a portfolio of life annuities) when also the stochastic nature of interest rates is taken into account. Although the literature concerning this topic is already quite rich, the authors usually restrict themselves to the computation of the first two or three moments. However, if one wants to determine, e.g. capital requirements using more sophisticated risk measures like Value-at-Risk or Tail Value-at-Risk, more detailed knowledge about underlying distributions is required. For this purpose, we propose to use the theory of comonotonic risks developed in Dhaene et al. [Dhaene, J., Denuit, M., Goovaerts, M., Kaas, R., Vyncke, D., 2002a. The concept of comonotonicity in actuarial science and finance: theory. Insur. Math. Econ. 31 (1), 3-33; Dhaene, J., Denuit, M., Goovaerts, M., Kaas, R., Vyncke, D., 2002b. The concept of comonotonicity in actuarial science and finance: applications. Insur. Math. Econ. 31(2), 133-161], which has to be slightly adjusted to the case of scalar products. This methodology allows to obtain reliable approximations of the underlying distribution functions, in particular very accurate estimates of upper quantiles and stop-loss premiums. Several numerical illustrations confirm the very high accuracy of the methodology. </p> <p><div style="float:right;"><a href="http://www.singlepremiumimmediateannuities.org/go/link/257/3" rel="nofollow"><img src="http://www.singlepremiumimmediateannuities.org/wp-content/plugins/WPRobot3/images/buynow-big.gif" /></a></div> <p>List Price: $ 8.95</p> <p><strong>Price: </strong> </p> <p>Find More <a href="http://www.singlepremiumimmediateannuities.org/category/immediate-annuity/" >Annuity Rates Products</a></p> <div style="clear:both;"></div> </div> <footer class="post-meta"><p><span class="categories">Categories: <a href="http://www.singlepremiumimmediateannuities.org/category/immediate-annuity/" title="View all posts in Immediate Annuity" rel="category tag">Immediate Annuity</a></span> - <span class="tags">Tags: <a href="http://www.singlepremiumimmediateannuities.org/tag/annuity/" rel="tag">Annuity</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/approximations/" rel="tag">Approximations</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/article/" rel="tag">article</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/contracts/" rel="tag">contracts</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/economics/" rel="tag">Economics</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/environment/" rel="tag">environment</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/financial/" rel="tag">Financial</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/from/" rel="tag">from</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/insurance/" rel="tag">Insurance</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/life/" rel="tag">Life</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/mathematics/" rel="tag">Mathematics</a>, <a href="http://www.singlepremiumimmediateannuities.org/tag/stochastic/" rel="tag">stochastic</a></span> </p></footer> </article> <nav class="post-nav"><div class="alignright prev-next-post-nav"><a href="http://www.singlepremiumimmediateannuities.org/page/2/" >Next Page »</a></div></nav> </div> <div style="clear:both;"></div> </div> <div id="sidebar-1-wrap"> <div id="sidebar-1" role="complementary"> <aside id="linkcat-359" class="widget widget_links"><div class="widget-wrap"><h4 class="widgettitle">Sponsors</h4> <ul class='xoxo blogroll'> <li><a href="http://www.annuitynational.com/get-annuity-rates/" title="Annuity Rates" target="" onclick="javascript:_gaq.push(['_trackEvent','outbound-blogroll','http://www.annuitynational.com/get-annuity-rates/']);">Annuity Rates</a></li> <li><a href="http://www.cashadvanceit.com" title="Best Cash Advances" target="" onclick="javascript:_gaq.push(['_trackEvent','outbound-blogroll','http://www.cashadvanceit.com']);">Best Cash Advances</a></li> </ul> </div></aside> <aside id="recent-posts-3" class="widget widget_recent_entries"><div class="widget-wrap"> <h4 class="widgettitle">Recent Posts</h4> <ul> <li><a href="http://www.singlepremiumimmediateannuities.org/insurance-sales-reps-are-premium-lovers-hooded-hoody-t-shirt-with-pocket-for-your-dog-or-cat-medium-white/" title="INSURANCE SALES REPS. 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